Most people will have two types of goals – ‘Material goals’ like cars, houses, and holidays and so on, and ‘Emotional goals’ such as to paint, to write poetry, to explore, to make a difference. For most, emotional goals, especially as we get older, are the ones that...
The process of uncovering your true goals is not always easy and may not be right for everyone. It involves asking yourself deep, meaningful questions and thinking about how you really want your future to look. If you struggle with this, then please do seek some...
I am often asked such questions as: “how much do people normally spend?” “how much do people normally give away?” “what should we allow for……..?” These are actually impossible questions to answer in most situations, as everyone will be...
Many people make the mistake of simply looking at the money in their bank account, and assume that this is their only resource. This is not the case. It is vitally important to quantify where you are now before any attempt at all can be made on the journey of getting...
If I asked you right now what do you want from your life, what would your immediate answer be? A sports car? To travel the world? To retire? While these are all valid goals for some, they are often mentioned because they are the obvious expected ones. Generally...
If you’ve ever looked into soliciting the help of a financial planner, you’ve probably come across the concept of a financial advisor too. You could be forgiven for mistaking one for the other, but in fact they are very different roles. The Institute of...
